Vacation Home Loans in Minnesota
- Thinking about buying a vacation home in Minnesota?
Whether you’re dreaming of a lakeside cabin near Brainerd or a North Shore getaway, KTR Loans helps you get there without the stress.

Let’s make your up-north dream a reality.
Why KTR Loans?
Find the most suitable mortgage for your ideal property
- Whether you're dreaming of a lakeside cabin near Brainerd or a North Shore getaway, KTR Loans helps you get there without the stress.
- We specialize in vacation home loans across Minnesota, helping families and individuals secure the right financing for second homes, cabins, and weekend retreats.
- From understanding your options to navigating local property requirements, we guide you every step of the way. With local expertise and clear communication, we make the process simple—so you can spend less time worrying and more time enjoying.
Find Out Best Options
First-Time Buyer Perks
- Low Down Payment Loans – Own a home with as little as 3% down.
- Credit-Friendly Programs – We work with buyers of all credit backgrounds.
- Down Payment Assistance – Explore grants and special programs designed for first-time buyers.
- Trusted Advice – No question is too small! We’re here to guide you at every turn.

Kyle and his team have over 20 years of experience in several
disciplines of real estate lending.
Your Path to Homeownership
At KTR Loans, we believe that the loan application process should be as simple and stress-free as possible.
Get Pre-Approved
Know your budget and boost your buying power.
Find Your Perfect Home
Shop with confidence and make an informed offer.
Secure Your Loan
We handle the paperwork while you focus on your future.
Close & Move In
Enjoy a smooth closing and celebrate your new home!
Let’s Make Homeownership Happen
Don’t let confusion or uncertainty hold you back. Take the first step today and let KTR Loans turn your dream of homeownership into a reality.