How Much Home Can You Actually Afford in MN? (With Calculator Tool!)
Before You Start Scrolling Through Open Houses, Let’s Make Sure You’re Not Guessing Your Budget! 🏡💸 You’ve been dreaming about your first home for months—or maybe even years. The Pinterest boards are full, you’ve scrolled through listings, and you’re ready to hit the open houses in Minnesota. But wait—before you fall in love with that […]
10 Things to Consider Before Buying an Investment Property on the North Shore, Minnesota
So, you’re thinking about investing in property on the North Shore of Minnesota? That stunning stretch of land along Lake Superior is an absolute dream for real estate investors. With its breathtaking views, vibrant tourist scene, and year-round appeal, it’s easy to see why so many people are eager to buy property in this picturesque […]
Why You Should Buy Your Next Investment Property Through an LLC
When it comes to investing in real estate, making the right decisions upfront can significantly impact your success. One of the most important considerations is whether to purchase your investment property personally or through a Limited Liability Company (LLC). While buying through an LLC may initially seem complex, it offers several distinct advantages that can […]
How Market Trends Affect Your Mortgage Rate – A Look at 2025
If you’re keeping an eye on the housing market and mortgage rates lately, you might feel like you’re trying to predict the next twist in a Netflix drama. One minute, rates are low, the next they’re up, leaving homebuyers (and mortgage brokers like us here at KTR Loans) scratching their heads. But what really drives […]
Everything You Need to Know About Mortgage Pre-Approval
Here’s the deal. Getting pre-approved for a mortgage isn’t as scary as it sounds. It’s more like a friendly handshake with your lender that says, “Hey, I’m serious about buying a home.” If you’re gearing up to start house hunting in Minnesota, pre-approval should be your first step. Whether you’re a first-time buyer or looking […]
Top Mistakes to Avoid When Applying for a Mortgage
Applying for a mortgage is kind of like doing the cha-cha—you’ve got to get the steps right or you could stumble. At KTR Loans, we’re here to make the process as smooth and pain-free as possible. But first, we want to make sure you’re steering clear of some common missteps. Here’s a list of the […]