How Much Home Can You Actually Afford in MN? (With Calculator Tool!)
Before You Start Scrolling Through Open Houses, Let’s Make Sure You’re Not Guessing Your Budget! 🏡💸 You’ve been dreaming about your first home for months—or maybe even years. The Pinterest boards are full, you’ve scrolled through listings, and you’re ready to hit the open houses in Minnesota. But wait—before you fall in love with that […]
Minnesota’s Best Starter Cities to Buy Your First Home in 2025
Not Sure Where to Plant Roots? We’ve Got You Covered! Buying your first home is exciting, but the number of decisions you need to make can feel overwhelming. It’s like picking out the perfect avocado at the store—one wrong move and you’ve got a mushy mess! But don’t worry, we’re here to help you […]
5 Signs You’re Actually Ready to Stop Renting and Buy in Minnesota
Have you been dreaming of a place to call your own but aren’t quite sure if you’re ready to take the leap from renting? If you’ve spent more time scrolling through Zillow than planning your next Netflix binge, it might be time to reconsider. Renting has its comforts—flexibility, fewer responsibilities, and that blissful freedom from […]
Can You Afford to Buy a Home? Here’s How to Know
Buying a home is an exciting milestone—but if you’re staring at those Zillow listings and asking yourself, “Can I actually afford this?” you’re not alone. For plenty of Minnesota homebuyers, this is the first (and totally normal) question on their homeownership journey. The good news? You don’t need to figure it out by yourself. At […]
9 Hidden Costs of Purchasing a Home You Should Know About
Congratulations! You’ve decided to buy a home—cue the celebrations, Pinterest boards, and dreams of Sunday brunches on your new patio. While home buying is an exciting milestone, it comes with a few surprising costs that could catch you off guard if you’re not prepared. At KTR Loans, we’re all about transparency (because someone has to […]
7 Easy Steps to Improve Your Credit Score Before Buying a Home
Buying a home is one of life’s biggest milestones, but before you start imagining your dream kitchen or picking out paint colors, there’s one thing you need to check—your credit score. Think of your credit score as your financial report card. A better score can mean lower interest rates, saving you thousands of dollars over […]
7 Things Every First-Time Homebuyer in Minnesota Needs to Know About Mortgages
Buying your first home is a big deal. Like, “someone just handed me the keys to a castle” big deal. But before you start mentally arranging furniture in your dream home, there’s one mountain you have to climb—getting a mortgage. Don’t worry, we’re here to help break it all down into bite-sized, Minnesota-specific info (because […]
Pros and Cons of Moving to Minneapolis
Are you considering a move to Minneapolis? Known as the “City of Lakes,” Minneapolis offers a vibrant blend of urban amenities, natural beauty, and a strong sense of community. But like any relocation, it’s important to weigh the pros and cons before making a decision. Whether you’re drawn to Minneapolis for its thriving economy or […]
Essential Down Payment Assistance Tips for Minnesota Homebuyers!
Welcome, future homeowners of Minnesota! If you’re dreaming of settling down in the Land of 10,000 Lakes, you’re likely pondering how to make that down payment. Fortunately, there’s an array of options to help you get your foot in the door of your new Minnesota abode. In this post, we’ll take a closer look at […]
The Ultimate House Hunting Do’s and Don’ts for Smart Homebuyers
To some, house hunting is an exhilarating journey of envisioning the future, while for others, it’s a daunting task of uncertainty. However, it can be made more manageable with the right approach. From finding the perfect neighborhood to selecting the right house, the process is a rollercoaster of emotions. Here’s how you can make sure […]